首次购房 First-home buyers
你是第一次在奥克兰或新西兰其他地区买房，希望提前了解贷款流程和资料要求。
You are buying your first home in Auckland or elsewhere in New Zealand and want to understand the lending process.
Chinese Mortgage Broker Auckland | 中文房贷顾问
Chinese Mortgage Broker Auckland | Amanda Chen
Amanda Chen is a Mandarin and English-speaking mortgage adviser in Auckland, helping Chinese-speaking clients with first home loans, refinancing, investment property loans, construction lending, self-employed lending and commercial lending. Amanda 提供中文和英文房贷服务，协助客户了解贷款选择、准备银行资料，并更清晰地推进申请流程。
中文房贷服务
把复杂银行要求讲清楚
Amanda 可以协助首套房贷款、房贷转贷 refinance、投资房贷款、建房贷款、自雇人士贷款以及商业贷款。
她的服务重点是帮助客户提前了解贷款能力、首付来源、收入资料、银行流水和申请流程，尤其适合希望用中文沟通新西兰房贷流程和银行资料要求的客户。
Amanda 在中国和新西兰金融行业拥有超过 15 年经验。加入 Loan Market NZ 之前，她曾在 The Mortgage Centre、Temasek Holdings 和 KPMG China 任职。
适合联系 Amanda 的情况
买房、转贷、投资房或复杂收入结构
贷款能力 Borrowing capacity
你不确定自己的贷款能力，想在看房或出 offer 前先了解预算。
You are unsure how much you may be able to borrow before making an offer.
转贷或 refix Refinancing
你正在考虑转贷、refix 或重新整理贷款结构。
You are considering refinancing, refixing or reviewing your current loan structure.
投资房或建房 Investment or construction
你准备购买投资房、建房或换房。
You are planning to buy an investment property, build a new home or upgrade to another property.
自雇或复杂收入 Self-employed income
你是自雇人士、生意主，或收入结构相对复杂。
You are self-employed, a business owner, or have a more complex income structure.
首付资料 Deposit preparation
你的首付涉及储蓄、KiwiSaver、父母支持、海外资金或卖房款。
Your deposit includes savings, KiwiSaver, family support, overseas funds or proceeds from another property.
Frequently asked questions
常见问题
Amanda 可以帮奥克兰首套房买家吗？ / Can Amanda help first home buyers in Auckland?
可以。Amanda 可以协助奥克兰及新西兰其他地区首套房买家了解贷款流程、首付要求、银行常见资料要求和可选择的贷款方案。
Yes. Amanda can help first home buyers in Auckland and across New Zealand understand the lending process, deposit requirements, documents commonly requested by lenders and possible loan options.
Amanda 提供中文服务吗？ / Does Amanda provide Mandarin service?
提供。Amanda 可以用中文和英文沟通。
Yes. Amanda provides both Mandarin and English support.
Amanda 可以协助转贷吗？ / Can Amanda help with refinancing?
可以。Amanda 可以帮助客户了解现有贷款结构，并探讨转贷、refix 或重新安排贷款的可能性。
Yes. Amanda can help clients review their current home loan structure and explore refinancing, refix or restructuring options.
自雇人士可以申请房贷吗？ / Can self-employed clients apply for a home loan?
可以，但银行通常会根据公司结构、收入记录、财务资料和整体情况进行评估。Amanda 可以协助你了解通常需要准备哪些资料。
Yes, but lenders may require different documents depending on the business structure, income history and overall financial position. Amanda can help explain what may be needed.
联系 Amanda
预约中文房贷沟通
欢迎致电、邮件或通过 WeChat 联系 Amanda。
Amanda Chen
Mortgage Adviser | Loan Market United
Call 021 214 3218Email Amanda
WeChat: Amandachen_nz
扫码添加 Amanda 微信